The average length of retirement in the United States is 18 years, according to the U.S. Census Bureau.How do retirees pay for those 18 years? Retirement plans vary, though most people eventually collect Social Security and Medicare benefits. Here are some strategies for making the most of your mone

Somewhere on your credit card statement"or maybe even on the back of the card"is contact information for a credit card concierge. The service is usually free, and while it isn’t available on all credit cards, many travel rewards cards offer it as a way to have someone do some tasks for you. Requests

If you’re revamping your interior design scheme, you may be considering a new color palette. Should you go with earthy hues? Vibrant jewel tones? Cool blues and grays? Below are five ways to pick a color scheme that will work for you.Choose from what you have. If you’re not revamping with an entirel

There is perhaps nothing more synonymous with luxury than a penthouse apartment.Here are a few advantages you can expect by living in the height of luxury!Extra SpaciousThe penthouse is almost always the largest residence in the building.Rooftop TerracePenthouse residences usually boast a private ro

If youve got a problem with credit card debt, there might be a simple solution thats already sitting in your wallet or purse " a $20 bill.Having cash in your pocket may seem counterintuitive. If youve heard the phrase burning a hole in my pocket, then you know how enticing it can be to spend money y

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Nearly half of Americans are living paycheck-to-paycheck, and 61 percent dont have enough money to cover six months of expenses, according to a GoBankingRates survey.This trend of working to cover only day-to-day expenses can lead to the worst financial mistake of your life"not having an emergency f

The savings rate in America is pretty abysmal. Fifty-seven percent of Americans have less than $1,000 in their savings accounts, according to a 2017 GOBanking Rates survey.Without savings, people can be forced to take on debt when they lose their job, get sick or have major car repairs. Fortunately,

The foundation provides support for your entire house, so keeping it level and in good condition is critical to the protection of the entire structure and the safety of your family. A foundation can become damaged by a variety of problems and natural occurrences. If you notice any of these warning s

Here are five tips for designing a unique powder room…Tactile Textures and Bold PatternsOrnate patterns or unique textures can provide an unexpected visual pop.Sinks That InspireGo with an exciting design for the sink and vanity, like a stone vessel or a marble under-mount.Creative LightingDecorativ

Building good credit in college is one of the best financial moves students can make. Having good credit allows them to qualify for loans, rental applications, auto insurance, phone plans and can help them get a job.Being responsible with credit is the best way to establish and improve a credit scor

Your purse or wallet can be more than just a place to pull your money out of so you can spend it. It can also store a few things to remind you to use less money, or at least use it well.Here are five things to keep in your wallet that can help you use your money well:CashIf you follow the rule of on

Leasing can be a smart way to test out a car for a few years without buying it. A lease can give you all of the latest technology and some time to determine if you like the car enough to buy it.If you want to buy it before the lease expires, read the terms of the lease agreement to see if an early b

Whether you like a rustic, industrial or mod look in your space, the next time you’re considering an interior redesign, don’t miss out on decorating with wood.Floors If you can, wood flooring is one of the loveliest ways to use wood in your space. Choose a stain that compliments your space"like a li

 Heres how to design the perfect wine room… Wherever you choose to store your wine, the key is to keep the space at 55 degrees Fahrenheit and about 70 percent humidity. From traditional wooden to contemporary stainless steel racks, there are countless display styles to choose from. You dont want you

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Reading books to your children is fun, and one of the great joys of parenthood is watching them learn to read by themselves.Lessons about personal finance and how money works can be included in books you read to children, or in books they read with you or on their own.Here are some good books about

Make your home a healthy and relaxing environment by adhering to these concepts…Circadian LightingSmart light bulbs that dont give off any blue light will help you keep a normal circadian rhythm.Spa-Like BathroomsA walk-in rain shower, sauna and massage room will help you feel your best.Neutral Colo

If debt collectors are calling or sending you letters demanding payment, you may be worried"and for good reason.Not only can having a debt in collections stay on your credit report for up to seven years, but it can seem like youre being barraged by debt collection notices from a different company th

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