Are you interested in the idea of minimalism, but unsure of where to start? Consider the following…Get your family on board. You’re fighting a losing battle if only one person in your household wants to minimize. Chat with your spouse, kids or roommate about why a minimalistic home space is importan

Haggling may not be one of the funnest things youll do on any given day, but if youre anywhere near good at it, you can save hundreds or thousands of dollars a year.For people who dont want to haggle in person or dont want to send emails back and forth, the simplest option is calling on the phone. T

Having bad credit can be worse than having no credit at all. A lousy credit score can lead to a steeper credit hole to climb out of, and can take years to fix.All is not lost. Borrowers with bad credit scores can still get approved for a new credit card, though they’ll have to jump through a few mor

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Music is an integral part of life from an early age. Parents sing and play soothing music for babies to help them fall asleep. Music can help with intellectual development. When children begin preschool, teachers sing songs to help them learn about letters, colors, animals and a host of other topics

Many Americans struggle to manage credit card debt. If you have accumulated high balances, either because of overspending or because of circumstances beyond your control, you’re likely feeling stressed by your debt. With many credit cards carrying high interest rates, it may feel like you will never

Looking to attract homebuyers? Boost your curb appeal.The first thing buyers see is the yard, so spruce up the landscaping and make necessary repairs.Prune overgrown bushes and trees to avoid looking neglectful.In flower beds, remove weeds or dead plants, add flowers in sparse areas, and apply fresh

Between work, family, social lives and hobbies, it can be easy to forget to take care of ourselves. Below are a few things you can do to safeguard your physical and mental health:Call a FriendWhile our lives may be too busy to see our friends regularly, calling a loved one every day can help you fee

The average college graduate in 2016 had $37,172 in student loan debt, according to the website Student Loan Hero. Thats a lot of money to pay off after graduation.Paying it off should be as simple as writing a monthly check to the lender. Unfortunately, there are some potential student loan problem

Creative-types can feel stalled if they don’t have a frequent creative release. But with work and family, it can be hard to make time for yourself and your creative endeavors. Below are three ways to add creativity to your day.Do it first thing. Self-care is essential, and if creativity is a part of

Making eco-friendly changes in the way we live may be easier than you think. Real Simple Magazine lists 10 little tips that can go a long way toward living a “greener” lifestyle:Start with household cleaners. Switch to plant-based products (read the list of ingredients) that reduce air pollution, mi

If you’ve just graduated from college, this is the perfect time to establish smart financial habits. With hopefully a full-time job awaiting, this is the time to establish habits you’ll continue throughout your life.Where to start? It’s likely you’ve racked up some student loan debt. The good news i

Studies show that plants canIncrease o2Most plants release oxygen throughout the day, but some varieties, like orchids and Gerbera daisies, release oxygen at night, too.They might help you sleep better.Improve air qualityPlants help remove toxins that can cause headaches, nausea and certain respirat

Wood floors are a top choice for modern homeowners. Proponents believe they offer warmth as well as elegance, but they do require care to maintain their luster and are costly. Fortunately, say flooring exerts, technology makes it easy to achieve the look and feel of wood flooring without the need fo

These days, we’ve all got busy schedules. From work to family and social commitments, it can be hard to fit in everything. Here’s where time management can help. Consider the following tips to tick more off your to-do list, daily.Time block. Time blocking is one of the No. 1 metrics of successful ti

For some of us, retro is just another term. But for those who recall Grandma’s aqua-blue fridge, it brings to mind a simpler way of life, even if it meant that some poor soul had to run out for blocks of ice. The bright color brought the space alive and made you happy to be in the kitchen.Now, as a

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Unless youre living in a custom designed home, you probably wish your bathroom"or your guest bath"was bigger.Short of pushing out the walls or totally remodeling, home editors at TheSpruce.com offer eight good tips for making the most of your bathroom space:Pick the right colors. Save the bright hue

Buying a house is complicated. First-time buyers can make costly mistakes. Here are things to avoidNot Knowing What You Can AffordUse a mortgage affordability calculator to avoid wasting time looking at listings that are too expensive.Not Comparing RatesBy applying to several lenders, you could secu

Opening mail from your credit card company is never fun. If it isn’t a bill or marketing letter, it’s often an update to the terms of the credit card agreement, including changes to the annual percentage rate, or APR, that determines the interest rate paid on revolving balances.Credit card interest